Nigahban ATM , Punjab government, led by Maryam Nawaz Sharif, has formally begun giving Nigahban ATM Cards to worthy households under the Nigahban Ramzan Relief Package 2026.
Approximately 4.2 million households in Punjab receive financial help of Rs. 10,000 via this program, which has a budget of approximately Rs. 47 billion. The procedure is now straightforward, open, and considerate for beneficiaries thanks to the new ATM-based approach.
Eligibility Check (8070 & PSER Methods)
Before receiving or activating your card, you must verify your eligibility through appropriate means.
1. SMS Method (Fastest Option)
Open the mobile messaging app.
Enter your 13-digit CNIC number (no dashes).
Send to 8070.
You will receive an immediate response on your status.
2. Online portal
Please visit the official PSER website.
Please enter your CNIC and captcha.
Check your specific eligibility and PMT score.
3. Contact Helpline Support at 0800-02345.
Provide your CNIC to check your eligibility.
Procedure for Card Distribution
To guarantee equitable distribution, the Punjab government has implemented a well-structured system:
Delivery Right to Your Door
In several locations, government workers are personally handing Nigahban ATM cards to qualified families.
Camps at the Tehsil Level
To make it simple for people to pick up their cards locally, special camps have been put up at the Tehsil level.
Requirement for Verification
Remember to bring your original CNIC. Nigahban ATM
How to Take Out 10,000 Rupees
You may take money out of your card in a number of ways once it has been activated:
ATM Disbursement
Use any ATM at Bank of Punjab.
Additionally, 1-Link ATMs and Biometric Cash Agents are available in Pakistan.
If you choose not to use an ATM, you can take out cash from:
Connected HBL
Omni-UBL
Easy-to-use agents
Eligibility Criteria for 2026.
The initiative targets the most eligible families based on the Punjab Socio-Economic Registry (PSER).
Monthly income should be less than Rs. 60,000.
PMT (poverty score) should be under 30.
Must be a permanent resident of Punjab.
Should not have a car (unless a motorbike) Nigahban ATM
Important Features:
Completely free registration and card distribution
Biometric verification for security.
There are no long lineups or intermediary agents.
Transparent digital tracking system. Nigahban ATM
(FAQs)
How can I verify my eligibility and make a withdrawal?
To verify eligibility, provide your CNIC to 8070. Take out 10,000 rupees from a BOP or 1-Link ATM when you receive your card.
2. Is there a cost and who qualifies?
Individuals who earn less than Rs. 60,000 and have a PMT score below 30 are qualified. It’s a totally free procedure.
3. What happens if my record is lost?
Visit the closest PSER registration center to update your details if your record is missing. Nigahban ATM
Conclusion
The Punjab Government’s Nigahban Ramzan Package 2026 is a significant step towards providing dignified help to low-income households. With a record budget of Rs. 47 billion, the initiative is assisting millions of families in managing their costs throughout Ramadan.
The Bank of Punjab has introduced ATM cards, making the procedure quicker, faster, and more transparent. Beneficiaries can now get financial help without having to wait in large queues or face problems.